Alternative Loans are non-federal credit based loans that may be used as a supplemental resource for paying college costs. Alternative Loans require a separate application, credit check, multiple disclosures and a Self-Certification form. A co-signer may be required if you have less than two years of good credit history. By applying online you will know instantly if you are eligible or if you need a co-signer. A historical listing of lenders previously used by Lee Universtiy students is provided. You may apply directly with any lender that you choose.The Financial Aid Office does not recommend or endorse any particular lender. Students are encouraged to seek federal and state aid options prior to pursuing an Alternative Loan.